Personal Insurance for Residents of Santa Cruz County and the Greater Bay Area

Whether your home is a castle right out of Camelot, or a shared two bedroom apartment, the reasons for insuring the structure and/or its contents, or your liability as a responsible citizen, are myriad. Fire, theft and water damage are three of the most common causes of property loss. Civil lawsuits against homeowners are on the rise for such things as; dog bites, property line issues, trip and fall hazards and landscape/earth movement issues

Automobile liability is mandated by state law at minimums of $15,000/$30,000, but many automobile owners choose higher limits to avoid the possibility of excessive judgements being filed against them personally, due to bodily injury or property damage claims. Ask about multi-car and multi-policy discounts when you combine homeowners and auto policies with one of our companies.

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