Homeowners Insurance for Santa Cruz County and The Greater Bay Area

Protection for your home is not mandated by any government entity, but it is required by lenders. Homeowner policies not only cover your dwelling and its contents for insured perils, but also provide coverage for temporary shelter if the home is uninhabitable and also damage to detached structures on your property. Broad liability coverages are also provided for the residents of the home. In addition, Earthquake and Flood coverage can be included when those perils are anticipated, and high value items can be scheduled to insure that their replacement values will be recovered. Ask your Agent about adding Identity Theft coverage. Multi-policy discounts apply to Homeowners policies as well.

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