Dental Insurance

Most Health plans cover at least a percentage of preventive care and out patient costs, as well as in hospital stays and prescription drugs. But there are also plans available that allow insureds to pay more out of pocket for doctor visits, hospital stays and procedures, and less to the insurance company. These "high deductible" or "catastrophic" plans have become more popular among "healthy" people as the cost of insurance has increased. Health Savings Accounts (HSAs) are also gaining in popularity since they take on the nature of an Individual Retirement Account (IRA), allowing the insured control over their money while it sits in an interest bearing account.

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