Commercial Flood Insurance for Businesses in Santa Cruz County and The Greater Bay Area

The Federal Government regulates the Federal Flood Insurance program and issues policies through insurance companies. Most lenders require building owners to purchase Flood Insurance if the building is in a flood zone. We can determine from flood maps whether an area is a designated flood zone, and which flood zones have a higher tedency to flood. The higher the tendency to flood, the higher the premium. As with most insurance policies, the cost of Flood Insurance can be reduced by increasing the deductible.

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