Commercial Earthquake Insurance for Businesses in Santa Cruz County and The Greater Bay Area

Commercial buildings in parts of California, and other earthquake prone areas, can be partially or completely destroyed by seismic activity. Older commercial buildings that have not undergone seismic retrofitting, unreinforced brick or masonry construction, and buildings on or near existing faults can be more difficult and/or more expensive to insure. The experience in our own community, the 1989 Loma Prieta earthquake, taught us many lessons, but short of buying Earthquake Insurance there is little else we can do to make certain our buildings will be there in the aftermath.

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